Groww Short Term Fund Direct Monthly IDCW Payout

Holdings (13)

Name	Sector	Instrument	Assets
6.36% GOI 16-Feb-2031	others	Govt Securities / SDL	28.1%
TREPS 03-AUG-2026	others	Tri Party Repo (TREPs)	21.3%
7.725% Larsen & Toubro Ltd 28-Apr-2028	others	Non Convertible Debentures	9.5%
7.35% EXIM BANK NCD 27-Jul-2028	others	Non Convertible Debentures	9.4%
Punjab National Bank CD 09-Feb-2027	others	Certificate of Deposits	5.5%
7.988 HDB Financial Ser Ltd 08-Dec-2026	others	Non Convertible Debentures	5.2%
06.80% NHPC 24-Apr-2028	others	Non Convertible Debentures	5.2%
Bank Of Baroda CD 05-Mar-2027	others	Certificate of Deposits	5.0%
6.47% IRFC NCD 30-MAY-2028	others	Non Convertible Debentures	4.8%
Axis Bank Limited CD 14-Jan-2027	others	Certificate of Deposits	2.0%

Holding analysis

Equity / Debt / Cash Split

Equity
0.0%
Debt
96.7%
Cash
3.3%

Debt sector allocation

Non Convertible Debentures
35.3%
Govt Securities / Sdl
29.6%
Tri Party Repo (Treps)
22.1%
Certificate Of Deposits
13.0%

Advanced ratios

Top 5

305%

Top 20

805%

Understand terms

Scheme Performance

Annualised returns

as on 30 Jun 2026

	5Y	3Y	1Y	Since Inception
Groww Short Term Fund Direct Monthly IDCW Payout	6.29%	7.58%	5.85%	7.55%
Scheme Benchmark - CRISIL Short Duration Fund BII Index	6.62%	5.30%	6.99%	7.63%
Additional Benchmark - Crisil 10 Year Gilt Index	6.04%	3.70%	6.22%	6.67%

Current value of standard investment of ₹10,000

as on 30 Jun 2026

	5Y	3Y	1Y	Since Inception
Groww Short Term Fund Direct Monthly IDCW Payout	₹13,566.75	₹12,450.85	₹10,584.89	₹25,386.14
Scheme Benchmark - CRISIL Short Duration Fund BII Index	₹13,780.02	₹11,674.55	₹10,699.08	₹21,862.39
Additional Benchmark - Crisil 10 Year Gilt Index	₹13,406.03	₹11,150.25	₹10,622.39	₹19,866.92

Expense ratio, exit load and tax

Expense ratio: 0.38%

Inclusive of GST

Exit load

exit load is nill w.e.f. 10.11.2015

Stamp duty on investment: 0.005%

from July 1st 2020

Understand terms

Fund management

About

Kaustubh is a seasoned Senior Fund Manager - Debt at Groww Asset Management Limited, having joined since its inception in May 2023. With 17 years of experience in various roles, he specializes in Fixed Income Strategies, including money market, macro, and duration strategies. Kaustubh began his Investment Management career as a Fixed Income Trader at Union Bank of India's Treasury Desk. He further gained valuable expertise at Nippon Life and HDFC Life before joining Axis AMC as a Fund Manager - Fixed Income, where he managed medium-term and long-term Fixed Income strategies. He holds a B.E. in Computer Engineering from PICT, Pune University, and an MBA in Finance from VGSoM, IIT Kharagpur, providing him with a strong technical and financial background. Throughout his career, Kaustubh actively traded various fixed income instruments, including Government Securities, Corporate Bonds, Interest Rate Swaps, and Interest Rate Futures.

Also manages these schemes

About

Wilfred has over 7 years of experience in Investment Management, with a strong background in credit analysis, macroeconomics, fixed income, and gold. At Whiteoak Capital, where he worked for 1.5 years, Wilfred specialized as a dealer in Fixed Income securities and supported Gold ETF units trading. Prior to this, he served as a Fixed Income Dealer at Edelweiss Tokio Life Insurance for 3 years, where his responsibilities included Fixed Income trading and portfolio management. Additionally, at L&T Finance, Wilfred was part of the Deal Origination team for 2 years, conducting in-depth credit analysis to support investment decisions.

Also manages these schemes

The scheme aims to generate stable returns over the short term with a low risk strategy. It also maintains liquidity through a portfolio of mainly deb

The scheme aims to generate stable returns over the short term with a low risk strategy. It also maintains liquidity through a portfolio of mainly debt and money market instruments where the Macaulay duration of the portfolio is between 1 year – 3 years. However, there is no assurance that the investment objective of the scheme will be realized and the Scheme does not assure or guarantee any returns.

Fund benchmark

CRISIL Short Duration Fund BII Index

Riskometer

This product is suitable for investors who are seeking*

Stable returns over short term while maintaining liquidity.
Through investment in debt and money market instruments.
Low to Moderate Risk

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them

Scheme Riskometer

The Scheme Risk-o-meter is at Low to Moderate

Scheme risk level Low
Scheme risk level Low to Moderate (current)
Scheme risk level Moderate
Scheme risk level Moderately High
Scheme risk level High
Scheme risk level Very High

Names